Deposit target
The selected percentage of the purchase price.
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Deposit Planner
Set a deposit goal, understand your savings gap and estimate how long it may take to get there.
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Contact Chris to discuss what the estimate may mean for your next step.
Results are indicative estimates only and may not include every fee, policy rule or personal circumstance. They are not financial, credit, tax or legal advice and do not guarantee loan approval.
Calculator guide
Turn a home deposit target into a savings plan
Set a property-price goal, choose a deposit percentage and compare the target with your available savings and regular contributions.
- 01Enter a realistic target purchase price and deposit percentage.
- 02Add current savings and your ongoing contribution.
- 03Review the savings gap and test a different target or contribution.
Savings gap
The amount remaining after current savings.
Estimated timeframe
How long regular contributions may take to close the gap.
Worked-scenario tip
Purchase costs sit outside the deposit target, so keep a separate allowance for duty, legal work, inspections and moving.
Assumptions and limits
What this estimate cannot decide.
- The result is an estimate, not a loan offer or approval.
- Lender policies, rates, fees and assessment methods can change.
- Use current, realistic figures and seek personalised advice before acting.
Common questions
Is a 20% deposit required?+
Not always. Smaller-deposit options may be available but can involve additional costs or eligibility rules.
Are purchase costs included?+
Use the buying-costs calculator separately unless the result expressly includes them.
Does savings interest count?+
Only if included in the calculator assumptions; actual returns and tax may differ.