Peak debt
Calculate the total exposure while both properties and related costs are being funded.
Melbourne-based. Helping borrowers Australia-wide. Available 7 days.
0477 212 840Bridging finance Melbourne
Buy and sell with the timing mapped out.
Assess the peak debt, expected sale position, interest treatment and exit strategy before using bridging finance.
Peak debt calculatedSale assumptions testedExit strategy documented
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Clear advice from start to finish.18 years’ experience · 40+ lenders compared
How we help
Bridge the gap with the risks in view.
Bridging finance may help when a purchase and sale do not line up, but affordability, timing and the expected sale proceeds need careful stress testing.
End debt
Estimate the remaining loan after the existing property sells and sale costs are paid.
Interest treatment
Compare how lenders handle repayments and capitalised interest during the bridging period.
Exit plan
Set realistic sale assumptions and understand what happens if timing or proceeds change.
Your pathway
A considered process. Clear next steps.
Map
Review both properties, debts, costs and proposed timing.
Test
Model sale-price and timeframe scenarios.
Compare
Assess suitable bridging policies and repayment structures.
Coordinate
Manage approval, purchase, sale and loan transition.
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Let’s make your next step clearer.
Share a few details and Chris will contact you personally to understand your position and outline a useful next step. There’s no pressure and no obligation.
Common questions
Good decisions start with good questions.
What are peak debt and end debt?+
Peak debt is the highest combined borrowing before the existing property sells. End debt is the estimated balance remaining after sale proceeds are applied.
Do I need to sell before applying?+
Not always. Requirements vary, and some lenders may need an unconditional sale while others assess an acceptable sale strategy.
What if my property takes longer to sell?+
A delay may increase interest and place pressure on the agreed bridging term. The contingency and lender conditions should be understood before proceeding.
This information is general in nature and does not take into account your objectives, financial situation or needs. Credit assistance is subject to assessment, lender criteria and approval. Government scheme and grant eligibility is determined by the relevant authority.